We Will Coach You By Educating You In
The Investment Process
As illustrated below, the investment process starts with:
developing a 'Client Profile',
which will include your investment risk assessment, and a review of your investment objectives and time horizon.
When combined with current economic and market conditions,
this will help us decide the proper asset class allocation (stocks, bonds, cash) and diversification within categories (large cap, small cap, international, real estate, healthcare, bonds, etc.) for your portfolio.
After researching and reviewing the funds offered to you, we will select the ones that produce the best reward for the least risk taken within their category.
Finally, we will make recommendations for the implementation of your portfolio construction with which funds to buy and the percentage of each - both now and through future payroll deductions.
After your account is up and running, we recommend an annual review and (possible) rebalancing to keep it in proportion with your targeted allocation.