YOUR INVESTMENT COACH

Mutual Fund, 401k, 403b, and IRA Portfolio Advice, Review, and Analysis.
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     Advisory Services and Fee Schedule
 
SERVICES WE PROVIDE

 

A.  Your Investment Coach specializes in providing individuals with investment advice and consulting services pertaining to mutual funds in their 401k, 403b, TSP plan or their personal or IRA accounts. We offer the following services:

       A one-time consultation, that includes:

  • Investor education and advice on fundamental mutual fund investing.

  • Written analysis of client’s current or proposed 401k, 403b, or mutual fund portfolio.

  • Recommendation of suitable mutual funds and investment strategies to meet client’s risk tolerance and investment goals and objectives.

  •  A written asset allocation recommendation proposal with explanation and analysis.

  • Research of the mutual fund universe for potential portfolio additions or replacements.

  • Recommendations to help clients analyze current and future mutual fund investments.

Additional services include:

  • Ongoing investment advice and periodic portfolio analysis, with at least one consultation recommended per year.

  • Monitoring of client asset allocation and providing advice on portfolio re-balancing as it grows, the client ages or changes his or her investment goals.

  • Assistance in rolling over 401(k) assets to an IRA account upon retirement or changing employers.

  • Client assistance in opening new accounts or help in completing financial service company forms.

  • Any other in-office, e-mail, fax, or telephonic investment consulting requested by client.

 

B.  Your Investment Coach will also provide Investment management of discretionary accounts for institutional, trust, pension or profit sharing, or municipal government entity clients with fiduciary responsibility and a written Investment Policy Statement.                                        

 

 

WHAT DOES IT COST

 

A.  The fixed fee for our one-time consultation services as described above varies depending on the account value (see schedule below). There is no minimum account size required to engage our services.          

                            Fee Schedule:                   Account Value                     Fee

                                                                                   $0 to $50,000                      $60

                                                             $50,001 to $100,000                 $100

                                                                  over $100,000                    $125

 

 

       For subsequent reviews, consultations or other investment advice the charge for our services is $60 per hour. The fees are  

        non-negotiable, and shall be due and payable at the conclusion of the consultation.

 

 

B.  For management of discretionary institutional accounts described above:   Following a one-time $125 charge to develop the initial Investment Policy Statement, our fees are based on an annual percentage of the account value at the end of each quarter, to be paid in arrears at the end of each quarter, as follows:

 

                                Account Value                     Annual Fee                 Quarterly Fee

                               up to $1 million                       0.72%                           0.18%

                         $1,000,001 to $3,000,000                0.64%                           0.16%

                                over $3,000,000                      0.56%                           0.14%